OUR CORE VALUES
CARE
We care for our clients, their families and our communities. Client First is not a buzzword for us, but we live it every moment.
TRUST
Client Confidentiality, treating everyone with Respect, advising with Honesty, Transparency and Integrity are our keys to building trust and long-term relationships with our clients.
LEARN
We believe in Financial Education for our clients, our community and especially our children and youth. We are life-long learners ourselves, continuously updating and upgrading our knowledge.
ENGAGE
We always work in collaboration with our clients. We believe in community engagement and playing our part in nation building and stronger communities.
"An investment in knowledge pays the best interest."
– Benjamin Franklin
SERVICES
As a Financial Service Brokerage and Advisory firm, we take pride in helping Business Owners, High Net Worth Individuals and Families to secure their financial futures, realize their goals & dreams, optimize their wealth and plan their financial future. We are licensed to deal in all life, health and travel insurance products as well as hold licence to advise and sell investment fund products to clients.
Financial Management
Helping businesses, families and individuals manage their finances, budgets and savings.
Tax Planning
Plan and implementation of retirement goals including advice and help on RRSPs, TFSAs, Annuities
Risk Management
Life and Health Insurance Needs' Analysis, Advice and help clients find the most suitable products
Education Planning
Discuss saving for kid's education funds such as RESPs and other education savings
Retirement Planning
Plan and implementation of retirement goals including advice and help on RRSPs, TFSAs, Annuities
Wealth Management
Discuss fund advice, and investment management. Discuss investment and saving tools and strategies to help you and your family manage your wealth
Responsible Investment
Discuss Responsible Investments and your contribution to help global climate change, environmental and ethical business issues.
Estate Planning
Real Estate and Investment Owners to plan their assets, Multi-generational wealth transfer
Travel and Super Visa Insurance
Discussing Travel Insurance Needs including Visitors to Canada, Super Visa, Canadians Travelling Abroad.
CLIENT GROUPS
Help us help you! We've grouped our services under personas to help you identify the financial advice that you need. Click on a card to learn more and book a complementary consultation
Business Owners
Financial Advice and Consultation Session for business owners. We are able to discuss your retirement planning, financial security planning including key person insurance, buy-sell arrangements, tax planning & efficiency for your business, tax efficient investments and other questions regarding financial services.
Professionals
As a professional, and a business owner, it is important to plan your business; its growth and preservation of wealth over a long period of time, especially with respect to tax planning, sale of professional corporation, estate planning and how to minimize your estate’s liabilities. We will understand your objectives, discuss tools and build strategies to help you grow and sustain your professional practice.
Real Estate Investors
As a real estate investor, it is important to preserve your wealth over a long period of time, especially with respect to tax planning, estate planning and how to minimize your estate’s liabilities. We will understand your objectives, discuss tools and build strategies to help you
Responsible Investors
As an investor, it is important that your money goes into an investments that you believe in. The industry or company that receives your money should be one that you can trust will shape the future. Discuss responsible investments and your contribution to help global climate change, environmental and ethical business issues.
Families
Retiree
Retirement planning is one of the most neglected aspects of financial planning where families and individuals are often short of a comfortable retirement despite of savings, pension plans and rental incomes. We can help you streamline it. We can discuss retirement planning tools such as RRSP, TFSA and other services.
Complicated/ Pre-Existing Health Issues
Travelers
As an individual traveling in and out of Canada, it is important that you have the right insurance to cover yourself. We can discuss travel insurance needs including Visitors to Canada, Super Visa, and Canadians Travelling Abroad.
From one of our clients:
"Best advice anyone can ever give. Thank you for your help."
– Parth S.
ABOUT US
Who Are We?
Zoho Financial is a brokerage and advisory firm. We seek out to provide the best financial advice and services to fit our client's needs. Whether they are families, business owners, or investors, we aim to give the best service.
Investments
Through our multitude of partnerships, Zoho Financial has access to many investment and mutual funds in Canada.
Insurance
At Zoho Financial we have access to over 25 Canadian Life, Health and Travel insurance companies to choose from, giving us access to choose the most suitable products for our clients and their needs.
TESTIMONIALS
We take pride in the service we provide to all our clients. Here’s what they have to say about their experiences.
Life and health insurance products are provided through Zoho Financial through Desjardins Financial Security Independent Network. Life and health insurance products and services are not available through Desjardins Financial Security Investments Inc. (DFS Investments) nor are the insurance plans or services available and/or offered, supervised or reviewed by DFS Investments. DFS Investments is the mutual fund dealer through which mutual fund products and services are provided.This site is not the property of Desjardins Insurance¹ or Desjardins Financial Security Independent Network. They do not have any control over the content or the use of the site.
Desjardins Insurance¹ and Desjardins Financial Security Independent Network shall not be liable or responsible to any person for any harm, loss or damage (whether arising in contract, tort, negligence or otherwise) that may arise directly or indirectly from this site, the use, inability to use, or malfunctioning of this site or the information contained herein, including any direct, indirect, special, third party or consequential damages.This site is not the property of Desjardins Financial Security Investments Inc. (DFS Investments). DFS Investments has control over the content of this site by their review of the information provided in accordance with its policies and procedures.
DFS Investments is not responsible for the content in this website that is unrelated to the business of DFS Investments nor is it responsible for the monitoring or supervision of these other business activities. Desjardins Financial Security Investments Inc. (DFS Investments) is a corporate body separate and apart from Desjardins Insurance¹.DFS Investments is a mutual fund dealer registered in every Canadian province and territory and an exempt market dealer registered in Quebec. It is also registered in every Canadian province and territory for the distribution of insurance products. DFS Investments’ advisors may be qualified to provide advice on mutual funds, exempt market products and other investments products, among other things.
In Québec, DFS Investments is also registered as a restricted dealer, a group insurance of persons and a financial planning firm. Unless otherwise indicated, investments in products distributed by DFS Investments are not insured, in whole or in part, by the Canada Deposit Insurance Corporation or by another public deposit insurance fund, as the case may be, nor are they guaranteed, in whole or in part, by Desjardins Insurance¹, and their value is subject to market fluctuations.¹ Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.