Financial Literacy Month

This November (2020) marks the 10th anniversary of Financial Literacy Month. Throughout the entire month of November, Zoho Financial will be hosting multiple FREE webinars. Connect with us to learn about how we can help Canadians manage their finances.

Financial Tips

For many Canadians, 2020 has been a difficult time. Financially, many have struggled due to loss of jobs, and deduction of income. It’s important that we learn how to manage our money. 

  1. Keep track of your money
  2. Commit to a spending plan
    Did you know? Making a budget will help you stick to a plan and stay on top of your finances.
  3. Minimize your debt
    Borrow only what you need
  4. Protect yourself from financial fraud
    Did you know? 1 in 5 Canadians say they were a victim of a financial fraud or scam in the last 2 years.1
  5. Build good financial habits
    Did you know? FCAC’s Budget Planner is a free, interactive tool that allows you to create a personalized budget that you can save and update online.
  6. Understand your financial products and services
    Did you know? If you are having trouble paying your bills, your financial institution may be able to offer you some relief options, such as mortgage deferrals.
  7. If you can, set aside some money for unexpected expenses
    Did you know? Setting up an emergency fund will help keep you from having to take on debt in the future if something unexpected happens.
  8. Order your credit report
    Did you know? You can order a copy of your credit report for free from Equifax Canada and TransUnion Canada.
  9. Have a plan to repay your debt
    Did you know? FCAC has a step-by-step guide to repaying debt and free tools, such as the Financial Goal Calculator.
  10. Reassess your financial goals
    Did you know? Budgeting helps you understand what goals might need to be postponed or changed.
 
 

1FCAC (2019) “Canadians and their Money: Key Findings from the 2019 Canadian Financial Capability Survey”.
canada.ca/financial-literacy-month

WEEKLY WEBINARS

Join us for our free weekly webinars. 

Each week, Zoho Financial will be hosting webinars on Zoom that will cover different financial subjects.

Join us on: Sunday, November 15 @ 2:30pm EST

Zoom Meeting : bit.ly/zohowebinar15

Financial Management concept focuses on budgeting, debt management and behavioral finance.  This session is beneficial for individuals, professionals and business owners that have a personal desire to better manage their money and are motivated to improve their net worth. Common Financial Management concepts such as RRSP vs. Mortgage, Budgeting, and Debt Management will be discussed. 

Financial Management is a key part of any comprehensive financial planning. How you manage your finances will play a significant role in planning your financial future.  

Budgeting helps with cash flow, which together with financial management will help you to focus on the financial resources you have, where your money comes from, and where you spend it. This also helps you to plan your savings and investments. In this session, we will look at some of the examples of budgeting and how it can help you to be more disciplined in your financial plan. 

Join us on: Wednesday, November 18th @ 5:30pm

Zoom Meeting: bit.ly/zohowebinar16

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